Friday, February 26, 2010

My brother Nick was driving uninsured

My brother James was driving uninsured. I should have never giving him the car.

How often do cops check for insurance anyway? Not very often, right?.

Of course he will be fined but there is more. Now he needs SR22 to get insured. Don't know what that is exactly myself. Found some articles SR22 Form, SR22 Insurance and SR22 - what is it?.

From what I gather, if he does it again he may go to jail. I know that driving without insurance is illegal, but didn't know that the penalties where that severe.

May be he should be happy he wasn't in a accident Can only imagine what would have happened if he had been drunk as well

Still, can't believe how stupid he has been. Definitely the last time I'm giving him my car

Tuesday, February 23, 2010

Driving uninsured in the state of Florida is a punishable offence

Do you drive with no auto insurance in Florida? What will happen to you when you get caught? Even if you are a careful driver, don't you need a car insurance?

First of all, lets make one thing absolutely clear. In every state in America, and Florida makes no exception, driving without insurance is against the law.

It is a punishable offence and when, not if, you get caught you will face charges. Frequently, law enforcement agents do check people's auto insurance policies.

Your driving privilege can be suspended by the Department of Highway Safety and Motor Vehicles for up to3 years or until you present a proof of Florida auto insurance.

Naturally, taking away your drivers license is just the beginning. In order to reinstate your drivers license, you will have no choice but to pay a fine as well.

You will also need a SR22 Form.

You may be given a penalty between $150 and $500, depending on previous traffic violations.

Driving without car insurance in the Sunshine State is not only illegal, but it is a terrible idea in general.

One look at the statistics shows that uninsured drivers are at fault in most serious accidents on the roads of Florida.

Take into consideration that even if you are not caught just yet, it is extremely possible that you may cause an accident and without having insurance you will most likely have to pay a large sum of cash to cover bills and medical expenses.

Experts state that as many as one in five drivers in the Sunshine State are uninsured. Even more true now, considering the state of our economy and the need for people to cut corners.

Trying to save money is one thing, but when it comes to driving in Florida, the law is quite clear - you are obliged to have insurance.

Its is much wiser to save money by comparing quotes and finding affordable car insurance in Florida.

Driving without insurance is not worth the risk.

Find more information about driving auto insurance and SR22 insurance

Monday, February 22, 2010

Toyota recall - Is your car insurance rate going up

Have you been affected by the recent Toyota recall. After making sure your vehicle is safe to be on the road, you most likely wandering what will this recall do to your auto insurance? Will there be an increase to your insurance rates? Are you and your family still adequately covered? Will the value of your Toyota go down?

Insurance agents confirm that Toyota's recall will not affect your liability or collision insurance cover. In the unfortunate even of being in an accident, caused by a faulty accelerator, your claim will be paid. Toyota will be the one insurance companies seek compensation from. You will have to pay your deductible and you will receive part or all of it back from Toyota.

As for your insurance premiums, insurance companies (including State Farm and Allstate) have stated that there will be no increase.
The model and type of car you drive plays an important role when your insurance rates are calculated.Overall, Toyota has a solid reputation for making reliable cars and it would be unfair to all Toyota drivers to automatically start paying more.

The value of used Toyota cars will undoubtedly go down. Of course, this doesn't mean that you should sell yours immediately. Your car may have lost value, but that fact may in fact decrease your insurance.

Wondering how much exactly has your insurance rate actually changed?
Compare auto insurance quotes in Florida now and see for your self.

Related Articles:
SR22 insurance Florida
Driving without insurance in Florida